The Burn Your Mortgage Podcast

The Burn Your Mortgage Podcast: Fixing Housing Supply in Canada with Uytae Lee

Welcome to the Burn Your Mortgage Podcast. I’m Sean Cooper and it’s great to be back for another episode. On today’s show, I’ll be talking to Uytae Lee.

Uytae Lee is the creative mind behind ‘About Here’, a YouTube channel dedicated to covering the complex issues surrounding our cities. In addition to the channel, Uytae produces the CBC series ‘Stories About Here.’ Check out more of his work at YouTube.com/abouthere

In my interview with Uytae, we discuss addressing the missing middle, the heritage dilemma, and a “special” solution to the housing supply.

The Burn Your Mortgage Podcast: How a 22-Year-Old Reached the Top 1% Bracket of all Realtors in Canada with Luc Lising

Welcome to the Burn Your Mortgage Podcast. I’m Sean Cooper and it’s great to be back for another episode. On today’s show, I’ll be talking to Luc Lising.

Luc Lising is a realtor in the GTA and the president of My Future Condo, a pre-construction real estate firm that helps people invest in pre-construction homes and condos. At only 22 years old, Luc reached the Top 1% bracket of all Realtors in Canada. Luc and his team have done over $180m in real estate sales, closing over 300+ deals over the last 2 years.

In my interview with Luc, we discuss his journey to become a successful as a realtor at such a young age, what to look for when buying an investment property, and mental fortitude, the ups and downs of business.

The Burn Your Mortgage Podcast: How a 28-Year-Old Bought 7 Rental Properties in the GTA through House Hacking and the BRRRR Strategy with Jelani Smith

Jelani Smith is a personal finance guru with a passion for real estate & personal finance. He is a real estate agent at RE/MAX HALLMARK REALTY and managing editor & founder of Bay Street Blog, a Millennial Finance Hub. He envisions the blog to improve the financial literacy rates among millennials. Jelani bought his first home in Toronto as a recent U of T grad and looks forward to sharing his knowledge with students & recent grads.

Jelani has received multiple agent awards – & closed 39 deals in the first 12 months of his real estate career & continues to help clients climb the real estate ladder. All in all, Jelani has the vision of providing guidance to investors, buyers, & sellers – with the underlying goal of wealth creation.

In my interview with Jelani, we discuss what is house hacking and why do it, how to scale your real estate portfolio using the BRRRR Strategy, and how to successfully work with contractors.

The Burn Your Mortgage Podcast: Everything You Wanted to Know About the Smith Manoeuvre with Robinson Smith

Robinson Smith, financial strategist and author, reveals how Canadians can mitigate the challenges that homeowners face in raising their families, raising their net worth and raising their level of financial security in the face of rising costs of life.

Robinson, a consultant with over 15 years in the investment industry, creator of a number of financial educational courses and the author of, “Master Your Mortgage and Retire Ready – The Smith Manoeuvre”, is dedicated to increasing Canadians’ awareness of personal finances.

In my interview with Robinson, we discuss why the Smith Manoeuvre is more relevant than ever before, why should you work with a Smith Manoeuvre Certified Professional (SMCP) mortgage broker instead of doing it yourself, and why home financing has very little to do with the rate.

I recorded this interview with Robinson Smith a while ago. Most of the information is still relevant, but some things have changed. Mortgage rates are no longer as low as they once were. The question I get most often is, does the Smith Manoeuvre still make sense? The answer is a resounding yes. When rates are low, we have more money to invest, but we receive a lower tax refund. When rates are higher like they are right now, we have less to invest, but we receive a higher tax refund, so things even out. Not to mention, with markets down, it’s a great buying opportunity. You’re able to buy solid long-term investments while they’re on sale. These are just a few of the many reasons why the Smith Manoeuvre still makes sense today.

Everything You Wanted to Know About Pre-Construction Condos with Laura Stewart

Laura Stewart is the Director of Sales and Marketing for one of Canada’s Top Real Estate firms. Having spent the last 15 years navigating her career, Laura has had the opportunity to gain education and experience in a multitude of industries. From nutrition to concierge services, to special needs caregiver, to fashion, to real estate and a degree in Science and a Master of Business Administration, Laura loves to discuss an array of topics with the hope of inspiring others to never settle.

In my interview with Laura, we discuss why and how to purchase pre-construction condos, what do people need to know when signing the purchase agreement and the benefits of working with a realtor when buying pre-construction.

Everything You Wanted to Know About Real Estate Law with Mark Weisleder

Mark Weisleder is a Senior Partner at RealEstateLawyers.ca. Mark is recognized as a real estate industry expert on real estate issues, having spoken for real estate associations, boards and brokerages across Canada. Mark is a regular guest expert on BNN, Global News, Citytv and CTV and has written columns for the Toronto Star and Real Estate Magazine on real estate issues. Mark has written best selling industry books for real estate agents, buyer, sellers and landlords.

In my interview with Mark, we discuss how has the legal process changed when buying a home during COVID times, some important things to know about real estate deposits and how people can complete their refinancing to take advantage of the low interest rates.

How to Break Free of the Limitations Holding You Back with Reza Khoshdel

Reza Khoshdel is on a mission to help you break free of the limitations that are holding you back from being the best version of yourself. Reza is a stock trader, a co-owner of a luxury floral boutique, and a real estate investor who strives to help people get on the path of financial freedom. For Reza, financial freedom is something deeper than money; it’s the ability to live a purposeful life on your own terms. He strives to help people break free of the internal chains that hold them back from attaining this freedom through lessons from his own personal journey. In his free time, Reza runs a TikTok channel that he uses to teach people the technical skills needed to successfully trade the markets with a YouTube channel in the works.

Reza’s TikTok: @mistamarket

Mona’s business website: https://www.earthandglam.ca/

Women in Real Estate: Tips and Advice for Female Landlords and Real Estate Investors with Natasha Feghali

Natasha Feghali is one of the recipients of the 40 Under 40 United Way/ Leadership Windsor-Essex Award 2018 as well as numerous awards and recognitions; most notably the Sovereign Canadian Medal in 2015 for her dedication to education and the future of entrepreneurship and youth. More recently she has received the Odyssey Award from the University of Windsor and has been published in a book on Women and Leadership in Ontario by the Elementary Teachers Federation.

As the owner of Feghali Group Inc (FGI), an independently owned and operated rental homes, rental storage units and holding group, Natasha has helped build a strong portfolio of homes in the Windsor-Essex County Region and works with local and international investors as well. FGI pride themselves on giving the best quality care and expertise when it comes to rental homes as well as the community at large and delivering great service for clients and tenants.

In my interview with Natasha, we discuss the most important part of being an investor, why women could benefit from investing and creating your own life via real estate.

Everything You Wanted to Know About Appraisals with Christopher Bisson

Christopher Bisson started his mortgage career in 1999. After 15 years in the mortgage industry, Chris went back to school and was able to realize his desire to obtain an MBA. He led a small group of classmates through a research project on the Appraisal Management Industry in North America, which was based on his experience in the mortgage industry.

The research was the genesis for Value Connect, a new Appraisal Management Solution, where he’s devoting 100% of his time to change the industry for the betterment of loan originators, appraisers and the users of reports. 

In my interview with Christopher, we discuss when do lenders require an appraisal, how the appraisal process has changed since COVID-19 started and tips for homeowners to ensure the appraisal process goes smoothly.

How to Retire at Age 25 with 35 Rental Units with Austin Yeh

Austin Yeh is a 25 year old real estate investor. Austin’s journey began 29 months ago when he first picked up the book Rich Dad Poor Dad.  Since then, Austin has accumulated over 35 rental units in addition to completing 10+ wholesale deals. Moreover, Austin has founded and operates the RISE Network community. Currently, with over 3,200 members, this network continues to inspire and help the everyday investor break in to the world of real estate investing. He is also a co-founder of the RISE Real Estate Networking Podcast which highlights different investors’ journeys’ and strategies’ as they navigate through the real estate world to achieve financial independence.

Austin has most recently retired from his full time job at a large financial institution at the age of 25 to pursue real estate investing and wholesaling full time. Moreover, he has recently reaped the fruits of his labour by selling his first property and redeploying the profits to purchase his first ever primary residence without any financial assistance from his parents.

In my interview with Austin, we discuss scaling your rental property portfolio, lessons learned as a real estate investor during COVID-19 and how the everyday person can enjoy similar real estate investing success.