The Burn Your Mortgage Podcast
Everything You Wanted to Know About Tax and Real Estate with Neal Winokur

Everything You Wanted to Know About Tax and Real Estate with Neal Winokur

December 13, 2020

Neal Winokur, a CPA, is the author of the new book, The Grumpy Accountant.  An active blogger, several of his articles have been published in the National Post. Neal feels a moral obligation to speak out against the inherent flaws, unfairness and needless complexities that define Canadian tax. His dream is for the Canadian tax system to be massively simplified to the point where his job as a tax accountant would no longer exist. His wife won’t be too happy about this, but it’s for the good of the nation.

In my interview with Neal, we discuss the tax breaks first-time homebuyers receive, how the RRSP Home Buyers’ Plan works and the tax implications of renting out your home.

How to Retire in Your Mid 30’s Through Real Estate Investing with Sarah Larbi

How to Retire in Your Mid 30’s Through Real Estate Investing with Sarah Larbi

December 7, 2020

Sarah Larbi specializes in helping take the mystery out of homeownership for Canadians who thought real estate investing was going to be out of reach. She has earned their trust and respect by having the drive and focus to embark, build and grow a 7-figure, 10 property, 14 door, investment portfolio by her mid 30’s all whilst employed full time. She is now able to exit the job world as of fall 2020, only 7 years after buying her first investment property.

Sarah is an invited back speaker and panelist with the Investor Forum and her expertise and insights are a sought after subject at professional networking groups and as co-founder, she also hosts regular investor learning sessions for experienced and newer investors through the successful REITE Club.

In my interview with Sarah, we discuss how she was able to retire from her 9-5 job 30 years early, the importance of “key power team members” and how advanceable mortgages can help you grow your real estate portfolio.

Having a Home Maintenance Fund Can Be a Life Saver with Stephanie Jourdier

Having a Home Maintenance Fund Can Be a Life Saver with Stephanie Jourdier

November 29, 2020

Stephanie Jourdier came to Canada in 2017 after spending most of her life and career in Paris, France. She worked for almost 14 years in the asset management, real asset management and insurance industry, first as an HR specialist and then as a financial controller.

In 2020 she and her husband took the plunge and bought a house in Canada in the midst of the Coronavirus pandemic. They called on my services to help them get a mortgage and were able to savour the joys and surprises of homeownership.
It turned out that several unpleasant surprises invited themselves to the party. Stephanie will share her experience with you and offer you some helpful advice along the way.

The (Almost) Empty Nest – Renovate or Move with Robin Taub

The (Almost) Empty Nest – Renovate or Move with Robin Taub

August 2, 2020

Robin Taub is a financial writer, speaker and consultant. A Chartered Professional Accountant (CPA, CA) by training, Robin is also the best-selling author of Raising Money-Smart Kids: How to Teach Your Kids about Money While Learning a Few Things Yourself, a book that gives parents the information and skills they need to teach their kids about money.

In my interview with Robin, we discuss some of the issues to consider when deciding to renovate or move, what COVID-19 may mean for the future of housing and personal finance as it relates to affordability.

Everything You Wanted to Know About Family Law and Real Estate with Nathalie Boutet

Everything You Wanted to Know About Family Law and Real Estate with Nathalie Boutet

July 19, 2020

Nathalie Boutet, based in Toronto, is an experienced family law lawyer, accredited mediator and certified Family Enterprise Advisor, skilled at providing unique strategies and out-of-court results to the complex legal, financial and human matters related to separation or divorce for high-net-worth families and business owners.

In my interview with Nathalie, we discuss why you might consider having your partner sign a cohabitation agreement when moving in together, what’s a matrimonial home and the property rights of common-law partners versus married spouses.

Everything You Wanted to Know About the Co-Ownership of Real Estate with Lesli Gaynor

Everything You Wanted to Know About the Co-Ownership of Real Estate with Lesli Gaynor

July 4, 2020

Lesli Gaynor is a real estate agent specializing in co-housing. In 2016, she founded GoCo Solutions, part of the Fridman Team at Forest Hill Real Estate, to help people navigate the process of co-operative real estate and find a home in the Toronto and GTA real estate market. As well as supporting her clients, Lesli hosts events and conferences to educate about co-housing. These have included ‘Co-housing speed dating’ evenings, to match prospective home buyers together.

In my interview with Lesli, we discuss why someone might consider the co-ownership of real estate, how weOwn.ca came to be and the life-changing benefits of co-ownership.

The Growing Appeal of Online Housing Auctions with Katie Steinfeld of On The Block Realty

The Growing Appeal of Online Housing Auctions with Katie Steinfeld of On The Block Realty

June 21, 2020

Katie Steinfeld is a seasoned real estate broker who is passionate about making the real estate industry better for both consumers and registrants.  She is a board member with the Real Estate Council of Ontario and enjoys staying involved in all levels of governance. Together, with her partner, Daniel, On The Block Realty and On The Block Auctions was created to bring more innovation and modernization to the Canadian real estate industry. Too many people have been frustrated and turned off by the limited information in the real estate process and they have set out to change that.

Although rather new to Canada, the auction option has enjoyed consistent growing success in major markets like Australia and Great Britain. On The Block Auctions provides a secure bidding platform, allowing prospective home buyers the ability to purchase their dream home without guessing at what price to pay. In addition, sellers can be sure that they are maximizing the sale price of their home by giving all buyers an equal chance to offer their top price.  Their primary goal through this unique platform is to provide greater choice for consumers and greater transparency of the process.

In my interview with Katie, we discuss the pros and cons of buying and selling a home the traditional way, the benefits of buying and selling through the auction process and how the real estate industry is going to be modernized in the coming years.

Rent-To-Own Real Estate Investing with Anthony Molinaro and Adrian Omasta

Rent-To-Own Real Estate Investing with Anthony Molinaro and Adrian Omasta

May 24, 2020

Anthony Molinaro and Adrian Omasta are two high school pals who are going all in on their dreams!

Anthony Molinaro first found his way onto the front page of the Toronto Star at the age of 20 years old for his work ethic and drive to get ahead in life. Since that article Anthony has graduated university and now works full-time for a real estate investing educational company, Rock Star Real Estate.

Now recently at the ripe old age of 24 years old, Anthony and Adrian have jumped into the real estate investing game and purchased their first investment property in St. Catharines, Ontario!

With one property under their belt, they're soon going to purchase their second property and many more properties afterwards as well!

They are also launching Rat Race Real Estate, an avenue for sharing content of their own journey of escaping the rat race using the power of real estate investing so that they can inspire and help other Canadians to escape the rat race as well.

In my interview with Anthony and Adrian, we discuss factors to consider when buying an investment property, why you might choose to do rent-to-own for your investment property and tenant screening.

Buying and Selling a Home during COVID-19 with Jas Takhar

Buying and Selling a Home during COVID-19 with Jas Takhar

April 11, 2020

Toronto native, Jas Takhar, has been in the sales and service industry for over 25 years. Soon after deciding to try his hand in real estate, he co-founded the REC, and in the course of 15 years, has successfully propelled his team to the 1st place position in Canada under Royal LePage.

In my interview with Jas, we discuss how Coronavirus is affecting the real estate market, steps realtors are taking to protect home buyers and sellers and how homebuyers can still views properties if they aren’t comfortable seeing them in person.

Buying a Home and Getting a Mortgage as a New Canadian with Enoch Omololu

Buying a Home and Getting a Mortgage as a New Canadian with Enoch Omololu

April 5, 2020

Enoch Omololu is a personal finance enthusiast and a veterinarian. He has a master's degree in Finance and Investment Management from the University of Aberdeen Business School and has a passion for helping others win with their finances.

As a first-time homebuyer in Canada, Enoch learned a lot about the intricacies of buying a home in Canada and has written about his experiences and other personal finance topics on his blog at savvynewcanadians.com. His writing has been featured or quoted in some of the top personal finance publications in Canada including the Globe and Mail, Toronto Star, MSN Money and the Financial Post.

In my interview with Enoch, we discuss buying a home as a new Canadian, getting a mortgage as a new Canadians and top tips to make the mortgage process go smoother as a new Canadian.

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