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The Burn Your Mortgage Podcast is a Canadian real estate and personal finance podcast for new homebuyers and experienced homeowners. You’ll learn how to buy your dream home, enjoy mortgage-free financial freedom sooner through side hustle and frugal living, and live well while doing it no matter your financial situation. Inspiring, insightful and fun, the Burn Your Mortgage Podcast will transform the way you think about money and debt on your path to independent homeownership.
Episodes
Friday Nov 10, 2023
Friday Nov 10, 2023
Erica Alini is a personal finance reporter at the Globe and Mail and the author of the bestselling book "Money Like You Mean It, Personal Finance Tactics for the Real World." Erica started out her career in journalism as an economics reporter, chronicling the ripple effects of the financial crisis of 2007-2008 for the Wall Street Journal in New York. That background is why she's always exploring how larger trends -- from the housing affordability crisis to the impact of climate change on insurance -- affect Canadians' money struggles.
Her book argues that economic, social and technological changes have complicated personal finance for everybody, but especially for Millennials and Gen Z. She then provides practical tips on how young Canadians can achieve middle-class financial goals despite the challenges they face.
In my interview with Erica, we discuss:
- Creative ways the dream of homeownership can still be achieved.
- The money-bucket system and how it can help manage the cost of homeownership.
- Four powerful strategies to reduce the financial pain of mortgage renewal.
Friday Oct 27, 2023
Friday Oct 27, 2023
Alex Rascanu held senior marketing and senior policy advisory roles before entering the real estate industry, where he provides buy and sell-side real estate advisory services: suitable acquisitions analysis with portfolio and development strategy, and direct sales and digital marketing strategy development and execution to help you achieve the highest sale price in the current market. Alex completed a bachelor of business administration from the University of Toronto and a masters of public administration (management) from Dalhousie University, and is a registered real estate sales representative with Right at Home Realty.
In my interview with Alex, we discuss why Alex became a real estate agent, what is the process of owning a home and what are some creative ways to get your foot into the door of the real estate market.
Friday Oct 13, 2023
Friday Oct 13, 2023
On today’s show I’ll be talking to Owen Winkelmolen.
Owen Winkelmolen is an Advice-Only Financial Planner and CFP. He founded PlanEasy, an advice-only financial planning practice that makes financial planning easy, accessible, and inexpensive. As an advice-only planner, Owen does not sell products or manage investments. He works collaboratively with clients to build a detailed financial plan and make the most of their money. Through their innovative online platform Owen and his team at PlanEasy help average Canadian households maximize their cash flow by focusing on the right opportunities and help them feel great about their financial future.
In my interview with Owen, we discuss how to best prepare for your mortgage renewal, making lump sum payments vs investing (with higher interest rates this is a hot topic) and how to handle carrying a mortgage into retirement.
Friday Aug 25, 2023
Friday Aug 25, 2023
Welcome to the Burn Your Mortgage Podcast. I’m Sean Cooper and it’s great to be back for another episode. On today’s show I’ll be talking to Alfonso Salemi.
Alfonso Salemi is the co-owner, co-founder of JAAG Properties. JAAG specializes in Rent to Home solutions and have helped over 250 families on the road to homeownership. Alfonso loves sharing his passion for Rent to Home and the benefits it brings to people’s lives. He thrives on these interactions and enjoys helping others with their largest purchase or investment of their lives.
He is the conduit to Joint-Venture Partners, Investors, Realtors, Mortgage Brokers, Tenant Buyer Clients, as well as other Real Estate Professionals. As a true ‘people person,’ Alfonso enjoys presenting the benefits of JAAG's Rent to Home program and how it enables those who have experienced roadblocks to become homeowners. Bringing these entities together is one of the things that Alfonso values most about his role.
Alfonso also serves as the President of C.A.R.O.P. (Canadian Association of Rent To Own Professionals)
In my interview with Alfonso, we discuss what is Rent to Own (Rent to Home), why Rent to Own is more relevant now than ever before, and how to earn a great ROI by investing in Rent to Own.
If you’re interested in learning more about Rent to Own and to see if you’re a good fit as a Tenant Buyer or Investor, please email me at sean@burnyourmortgage.ca to learn more.
Friday Aug 11, 2023
Friday Aug 11, 2023
On today’s show I’ll be talking to MacKenzie Wilson of SingleKey.
SingleKey Helps Landlords Find the Right Tenant & Manage Risks That Come With Renting. Screen Tenants, Run Background-Checks & Protect Your Property with Our Rent Guarantee. Result in only 5 minutes! Trusted by 90K+ Landlords.
MacKenzie Wilson increases the supply of affordable housing through grass root education of Alberta Landlords. He uses tech to instill best practices and reduce the risk for landlords & tenants across Canada.
He is Co-Founder and Managing Partner of the largest Facebook group for Alberta landlords, the Alberta Landlord Community.
In my interview with MacKenzie, we discuss what is SingleKey, Singley Key’s unique Tenant Report and Rent Guarantee, and how SingleKey helps make being a landlord risk-free.
Please refer to our show notes, as we have an exclusive offer for all our loyal listeners.
Without further ado, here’s my interview with MacKenzie Wilson.
Friday Jul 21, 2023
Friday Jul 21, 2023
Steve Bridge, CFP®, is a dedicated financial planner with a decade of experience in personal finance. He prioritizes serving his clients' best interests as an advice-only professional, free from the distractions of selling financial products. Steve's profound understanding of personal finances has transformed lives, motivating him to share his expertise with both small and large groups. His goal is to empower individuals to make informed decisions and establish a strong financial foundation. Beyond his financial pursuits, Steve finds joy and balance in activities like running, mountain biking, and playing hockey with his over-the-hill men's league team.
In my interview with Steve, we discuss making sure you’re financially ready to buy a home, not becoming house rich and cash poor, and savings strategies for coming up with your down payment.
Without further ado, here’s my interview with Steve Bridge.
Friday Jun 02, 2023
Friday Jun 02, 2023
On today’s show I’ll be talking to Anthony Molinaro, Adrian Omasta and Conor Duffy.
Anthony Molinaro is a normal guy from Brampton who happens to buy investment properties with his two buddies, Adrian and Conor. He works as a marketer for Rock Star Real Estate and is also a property manager & tenant placement expert.
Adrian Omasta joint ventured with his two buddies from Brampton to buy 3 investment properties in 3 years while in their mid 20’s.
Conor Duffy is a 27 year old Chartered Insurance Professional. He bought his first property (joint-venture with Anthony & Adrian) in July 2021, and bought his second (joint-venture) in Sudbury in February 2022.
In my interview with Anthony, Adrian and Conor, we discuss selecting the perfect partner for a joint venture in real estate, tenant screening done right and buying a rental property as your first property.
Friday May 19, 2023
Friday May 19, 2023
Welcome to the Burn Your Mortgage Podcast. I’m Sean Cooper and it’s great to be back for another episode. On today’s show, I’ll be talking to Uytae Lee.
Uytae Lee is the creative mind behind ‘About Here’, a YouTube channel dedicated to covering the complex issues surrounding our cities. In addition to the channel, Uytae produces the CBC series ‘Stories About Here.’ Check out more of his work at YouTube.com/abouthere
In my interview with Uytae, we discuss addressing the missing middle, the heritage dilemma, and a “special” solution to the housing supply.
Friday May 05, 2023
Friday May 05, 2023
Welcome to the Burn Your Mortgage Podcast. I’m Sean Cooper and it’s great to be back for another episode. On today’s show, I’ll be talking to Luc Lising.
Luc Lising is a realtor in the GTA and the president of My Future Condo, a pre-construction real estate firm that helps people invest in pre-construction homes and condos. At only 22 years old, Luc reached the Top 1% bracket of all Realtors in Canada. Luc and his team have done over $180m in real estate sales, closing over 300+ deals over the last 2 years.
In my interview with Luc, we discuss his journey to become a successful as a realtor at such a young age, what to look for when buying an investment property, and mental fortitude, the ups and downs of business.
Friday Apr 21, 2023
Friday Apr 21, 2023
Jelani Smith is a personal finance guru with a passion for real estate & personal finance. He is a real estate agent at RE/MAX HALLMARK REALTY and managing editor & founder of Bay Street Blog, a Millennial Finance Hub. He envisions the blog to improve the financial literacy rates among millennials. Jelani bought his first home in Toronto as a recent U of T grad and looks forward to sharing his knowledge with students & recent grads.
Jelani has received multiple agent awards – & closed 39 deals in the first 12 months of his real estate career & continues to help clients climb the real estate ladder. All in all, Jelani has the vision of providing guidance to investors, buyers, & sellers – with the underlying goal of wealth creation.
In my interview with Jelani, we discuss what is house hacking and why do it, how to scale your real estate portfolio using the BRRRR Strategy, and how to successfully work with contractors.