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The Burn Your Mortgage Podcast is a Canadian real estate and personal finance podcast for new homebuyers and experienced homeowners. You’ll learn how to buy your dream home, enjoy mortgage-free financial freedom sooner through side hustle and frugal living, and live well while doing it no matter your financial situation. Inspiring, insightful and fun, the Burn Your Mortgage Podcast will transform the way you think about money and debt on your path to independent homeownership.
Episodes
Sunday Dec 22, 2019
Sunday Dec 22, 2019
Sandy Yong and Albert Ho are a married couple from Toronto. They are the property power couple that focus on renting out condos to tenants. Together, they have 2 condo units in Toronto that they rent out and another unit in Kitchener completing construction in Spring 2021.
They are both Authors and Keynote Speakers.
Sandy’s newly published book is called The Money Master: Inside Secrets On How To Make Your Money Grow and Stay Safe which focuses on helping millennials create wealth through investing. Sandy combines her passion for public speaking with personal finance to host workshops and speak at conferences.
Albert’s book is called Checkmate: How to Win the Sales Game in Healthcare which focuses on healthcare sales. His book will be published in the New Year of 2020. Albert helps healthcare sales professionals generate $1 million within the first year.
In my interview with Sandy and Albert, we discuss what is a good way for first time real estate investors to find their first property, how do you find a good real estate agent and the pros and cons of property managers.
Monday Dec 16, 2019
Monday Dec 16, 2019
Ben Myers is President of Bullpen Consulting, a boutique real estate advisory firm that works with land owners, developers, and lenders to better inform them of the current and future macroeconomic and site-specific housing market conditions that can impact their active or proposed development projects.
With over 15 years of real estate research experience, Ben has established himself as an industry expert, and a go to source for the latest information and insight on the domestic residential housing market. Ben has appeared on BNN, CBC, CTV, TVO, Global and CP24 discussing the housing market, and has been quoted in the Wall Street Journal, New York Times, Globe & Mail and the Financial Post.
In my interview with Ben, we discuss what’s driving the condo market in the GTA and other big cities in Canada, the important role that the housing market plays in our economy and what can the government do to help keep housing more affordable for the Canadian middle class.
Sunday Dec 08, 2019
Sunday Dec 08, 2019
Nabeel Naqvi is a real estate lawyer who operates Naqvi Law. He has completed well over 5000 real estate transactions and specializes in the areas of secured financing and all matters related to residential real estate. With offices in Richmond Hill, Pickering, Ajax and Mobile Signing Officers available 24/7, Naqvi Law is ready to serve you wherever you are in Southern Ontario at your convenience.
In my interview with Nabeel, we discuss what happens if a legal issue comes up when you’re buying a home, the difference between title insurance and a survey, and important questions to ask when you’re looking to hire a good real estate lawyer.
Monday Dec 02, 2019
Monday Dec 02, 2019
Tyson George is a 17 year old landlord who purchased his first investment property at the age of 15. He currently owns three investment properties, two of which are rentals and one full time Airbnb. He started at the early age of nine with $500 in his pocket. He was inspired by his grandfather to grow his savings, so he bought and sold items on Kijiji and Facebook. He saved his earnings for six years until he had enough for a down payment on an investment property. Tyson has been featured on CBC News, Global News Toronto, CFPL 980 Radio station, 30 Minutes to Wealth (Season Two), and Kijiji Canada Commercial. He hopes to achieve his goal of acquiring 100 units by the age of 25.
In my interview with Tyson, we discuss what inspired him to invest in real estate at such a young age, how to buy a home before age 18 and selecting the perfect tenant.
Saturday Nov 23, 2019
Saturday Nov 23, 2019
Jason Heath is a fee-only, advice-only Certified Financial Planner (CFP) at Objective Financial Partners. He does not sell any financial products whatsoever.
Jason has been providing fee-only, advice-only financial planning since 2001 and is one of Canada’s best-known fee-only financial planners. He is currently a personal finance columnist for the Financial Post and MoneySense. He is also a regular contributor to RetireHappy.ca.
In my interview with Jason, we discuss how rental real estate is taxed, whether you should hold rental real estate in a corporation and how a financial planner can help you evaluate real estate decisions.
Sunday Nov 03, 2019
Sunday Nov 03, 2019
Michael Schmidt is the Area Director and Chief Inspector for HouseMaster Home Inspections of Toronto. He is a NIBI Certified Inspector (National Institute of Building Inspectors) and a Member of the Ontario Association of Home Inspectors. Michael is Level I Certified (Infrared) Thermographer, and he is trained as a Types I and II Asbestos Worker.
HouseMaster is a well-respected name in the home inspection business. Established in 1979, HouseMaster has collectively performed over 3 million home inspections across North America, and they have been active in the Greater Toronto Area for more than 20 years.
In my interview with Michael, we discuss the major benefits of getting a home inspection, the risks of skipping a home inspection and some important questions to ask when you’re looking to hire a good home inspector.
Sunday Oct 27, 2019
Sunday Oct 27, 2019
Starr Watson is a highly-skilled professional with over 14 years of experience in marketing and many related fields. She has been working with clients, generating leads, building brands and helping businesses thrive since the age of 19. Starr brings seasoned knowledge, good humor and top-shelf strategies to ensure you get the results you deserve.
In my interview with Starr, we discuss first-time homebuyer mistakes to avoid, choosing your real estate dream team and protecting your home in divorce.
Sunday Oct 13, 2019
Sunday Oct 13, 2019
Heather Tremain is the CEO of Options for Homes, a non-profit condo developer that helps people achieve their dream of home ownership by passing along cost-savings and down payment support. Since joining Options for Homes Heather has become a tireless champion and the national voice of affordable home ownership and its value. She has helped achieve beneficial changes to both public policy and funding in support of this segment of the Canadian housing spectrum.
In my interview with Heather, we discuss what is a shared-equity mortgage and how does it differ from a traditional mortgage, pros and cons of the First-Time Home Buyer Incentive and whether it will help homebuyers in Toronto and Vancouver.
Sunday Oct 06, 2019
Sunday Oct 06, 2019
Ian Lee is an Associate Professor at Carleton University in the Sprott School of Business. Prior to being a professor, he was employed at the BMO Main Office Branch (4thlargest in all Canada at that time) as a Loan and Mortgage Manager, lending millions of dollars in mortgage loans.
Over the years, Ian has appeared extensively in the media including CTV, Global News and CBC Radio and TV. Since 2008, Ian has appeared by invitation before House of Commons and Senate finance, banking, industry and trade committees 25 times concerning public policy debates. He has been invited by Global TV to attend every federal budget lockup as one of their expert witnesses since 2008.
In my interview with Ian, we discuss the housing plans of the Conservatives, Liberals and NDP in the 2019 federal election. Topics include the 30 year amortization, mortgage stress test, First-Time Home Buyer Incentive and foreign buyers’ tax.
Sunday Sep 15, 2019
Sunday Sep 15, 2019
Janine Rogan is a passionate finance professional and CPA. She’s the founder of JanineRogan.com and runs her own YouTube channel. Over the years she has dedicated countless hours to sharing her knowledge through writing and speaking, and she’s passionate about educating individuals and businesses about their money.
Janine’s also the host of the Pink Tax Podcast, a no-nonsense podcast tackling all things finances and feminism.
In my interview with Janine, we discuss preparing ahead of time to buy a home, planning for a move and what it’s like going from being a renter to a homeowner.