The Burn Your Mortgage Podcast

Women in Real Estate: How to Get Out of Debt and Build Wealth with Adeola Omole

Adeola’s episode is the first in a new series of podcast shows on “Women in Real Estate.” In the coming weeks I’ll be interviewing successful female real estate investors like Adeola to help encourage and inspire more women to get into real estate.

After experiencing a life altering layoff when she was a junior lawyer at the age of 27, Adeola Omole was forced to deal with her six figure debt. Less than three years later she paid off over $70,000 of consumer debt, then, twelve years after that, paid off over $320,000 on her mortgage. She is now debt free, has a net worth over $1,000,000 and lays out the steps she took to attain financial freedom in her new book 7 Steps to Get Out of Debt and Build Wealth.

In my interview with Adeola, we discuss her experience buying real estate at a young age, lessons learned from being a landlord for 9 years and tips for selling your home in a buyer’s market.

Homeownership after Bankruptcy with Beau Humphreys

Beau Humphreys is a Personal Finance Coach and Blogger and host of the Personal Finance Show Podcast. He also runs financialaccounting.ca, a website all about helping small businesses understand the value of bookkeeping and accounting.

Beau has quite unique and inspirational story. He was addicted to gambling for most of his life. In fact, gambling almost ruined his life. He was in over his head with debt and didn’t know how to get out. It took him a long time, but eventually he squashed his gambling addiction and his debt.

In my interview with Beau, we discuss the difference between a consumer proposal and bankruptcy, the steps you can take to rebuild your credit and why there’s still hope to own homes even if you struggle with addiction and money problems.

Why Ottawa is a Great Place to Invest in Real Estate with Judith Cane

Judith Cane is Canada’s Money Coach and has worked in the financial services industry for 27 years.  She has worked with hundreds of clients to create a clear picture of their financial situation. She helps her clients build a realistic spending and savings plan through her “Get Out of Debt and Stay There” strategy.

In my interview with Judith, we discuss the Ottawa real estate market, using goal setting to achieve financial success and questions to ask yourself before undertaking a major home renovation.

Home Buying Outside the Big City and Why Financial Literacy Matters with Kyle Prevost

Kyle Prevost is the founder of the Canadian Financial Summit, co-author of More Money for Beer and Textbooks and blogs regularly on Young and Thrifty, a site dedicated to everything finance related for young adults. Kyle is also a school teacher in Manitoba and has a real passion for financial literacy.

In my interview with Kyle, we discuss rural versus urban living, tips for saving up a down payment and the different approaches to financial literacy across Canada.

Buying a Home in the Burbs and Planning Your Dream Wedding with Kate Morantz

Kate Morantz is a creative entrepreneur and blogger. After graduating from the Smith School of Business at Queen’s University in 2008, Kate worked in various marketing-and strategy-based roles at large organizations. In parallel, she developed a lifestyle blog as well as a handmade sticker shop on the Etsy platform. In early 2017, she left her corporate job to pursue her entrepreneurial passions full time. Her blog Beyond the Safe Harbor is devoted to helping women boost their impact, master their money, and better themselves so that they can unlock their most meaningful lives. You'll find advice on starting (and growing!) a side hustle, navigating through life events like buying a house and getting married, and lots more.

In my interview with Kate, we discuss the benefits and challenges of entrepreneurship, how to choose a home when moving in together and paying for your dream wedding without derailing your financial goals.

From Oprah Fame to Homebuyer and Landlord at Age 21 with Lesley-Anne Scorgie

Lesley-Anne Scorgie is a bestselling author, renowned professional speaker, educator and popular columnist and television personality. She owns and operates MeVest.ca, a money school for Canadians offering one-on-one money coaching and employer programs.

In addition to being a guest of Oprah, Lesley-Anne has made numerous television appearances including CBC, Breakfast Television, The Social, Montel Williams, and MTV Live. Her financial articles have appeared in publications such as Metro News, Toronto Star, Men’s Health magazine, the Globe and Mail and the Calgary Herald. Lesley-Anne has been a spokesperson for Government Savings Bonds and BMO Bank of Montreal.

Lesley-Anne has a BComm from University of Alberta and an MBA from Queen’s University. In 2011 Lesley-Anne won Avenue’s Top 40 Under 40 award and WXN’s Top 100 Most Powerful Women in Canada.

In my interview with Lesley-Anne, we discuss her life-changing TV appearance on the Oprah Winfrey Show, buying a property at a young age, and how to get your side hustle on.

How to Be a Better Real Estate Negotiator with Limor Markman

Limor Markman is a Real Estate Investor & Money Expert. She worked for over a decade marketing financial products for some of Canada's largest banks and has always had a deep curiosity for how money works.

Limor began educating herself in real estate and always kept a keen eye on growing money faster and generating passive income. Two and a half years into her real estate venture, Limor was able to leave her six figure corporate job with real estate funding her life.

Since January 2015, Limor has been teaching real estate investing seminars across the country and helping first time home buyers purchase their dream homes.

In my interview with Limor, we discuss why now is still a great time to buy real estate, some of the more unique ways to invest in real estate, and how to become a better real estate negotiator.

Getting the Biggest Bang for Your Home-Buying Buck in the Suburbs with Jelani Smith

Jelani Smith is the founder of Bay Street Blog, a financial hub that aims to help Millennials expand their knowledge on personal finance, real estate, and self-directed investing related topics. Jelani bought his first home at the young age of 21, in his third year at University of Toronto, which he occupied shortly after graduation. He has been featured on the Globe and Mail, and Toronto Life, in regards to his personal financial habits & advice. Currently, he's working full time at a Financial Institution, and manages Bay Street Blog on the side - with the goal of improving the financial literacy rates among millennials.

In my interview with Jelani, we discuss how to save a larger down payment, urban versus suburban living, and how to ensure the mortgage process goes smoothly.

From Toronto Star Front Page to Young Real Estate Investor with Anthony Molinaro

Anthony Molinaro is a young, aspiring entrepreneur and real estate investor with a business degree and diploma in Entrepreneurship and Small Business Management from the University of Guelph Humber. He is also the founder and former President of the Guelph Humber Real Estate Investing Club.

You may be familiar with Anthony’s story. He made the front page of the Toronto Star a couple years ago for his strong work ethic. While in university, he managed to also work a full-time job. No easy feat. During that time, he saved a big chunk of his paycheque to invest in real estate. Similar to my story, his story received its fair share of criticism online.

In my interview with Anthony, we discuss working hard while maintaining a healthy work-life balance, real estate investing, and why younger folks shouldn’t give up on the dream of homeownership.

If you’re interested in speaking at the Guelph Humber Real Estate Investing Club, please contact Anthony by email at anthonyfrancismolinaro@gmail.com or by phone at 905-965-3931.

How a Millennial Defied the Odds and Got Financial Literacy into Ontario High Schools with Prakash Amarasooriya

Prakash Amarasooriya is the 20 something year old who led the charge to revamp the grade 10 career studies course in Ontario to incorporate financial literacy. Prakash and his colleagues at the Toronto Youth Council launched an online petition in the fall 2016 that got picked up by the mainstream media. Prakash met with then Minister of Education Mitzie Hunter, and soon after, plans were made to roll out a pilot project at 28 high schools, laying the groundwork for financial literacy to become part of the curriculum.

In my interview with Prakash, we discuss why financial literacy is so important to him, how he managed to succeed where so many others had failed by getting financial literacy included in the education system in Ontario, and how he would like to see financial literacy further integrated into our school system.

If you’re interested in supporting financial literacy, please email Prakash at prakash.amarasooriya@gmail.com.